Burglary victim loses thousands after submitting bogus insurance claim (From Darlington and Stockton Times)
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Burglary victim loses thousands after submitting bogus insurance claim
A BURGLARY victim who made up a false list of belongings taken in the raid to try to cheat his insurers has been left thousands of pounds out-of-pocket.
Sayed Jenaabaan, 46, claimed a camcorder and a video games machine had been stolen – but they were found by police hidden in his home.
Jenaabaan's insurance company then refused to pay out for a number of things which had actually been taken – including £10,000 Persian rugs.
Teesside Crown Court heard that the burglars also snatched other irreplaceable sentimental items brought to the UK from his homeland.
Paul Cleasby, mitigating, told Judge Peter Armstrong: “Mr Jenaabaan has suffered through his own actions. He has had a salutary lesson.
“He has suffered himself financially because it is unlikely the insurance company will pay out to him for what was a genuine burglary case.
“In that burglary, many things were taken of significant sentimental value which he had brought from his homeland. They may not be replaced.”
Jenaabaan had his home in Malvern Crescent, Darlington, broken into while he was away in June 2010, prosecutor Sue Jacobs told the court.
He provided an itinary of property stolen to police, but they became suspicious when he called a further two times to add other things to the list.
Miss Jacobs said: “The items appeared excessive and the officer thought it was unlikely he would have missed those in the initial report.
“The insurance company paid out £1,150 after a visit from a loss adjuster, but declined to pay out for some Persian rugs worth £9,990.
“Before any other payments were made for electrical items said to have been stolen, a black suitcase containing those items was found.
“When he was interviewed in January last year, the defendant accepted that the suitcase was his, but denied knowing the items were in it.”
The investigation also revealed that Jenaabaan had made false claims about his income on a £5,000 loan application in May 2009.
He admitted two charges of fraud and was given a conditional discharge for two years because the crimes were committed so long ago.
The court heard that Jenaabaan was still paying off “a mountain of debt” and has sought help for the problems which caused the offending.
Mr Cleasby said: “ With that foresight and intelligence, he need not burden the Probation Service with extra work when he is well-equipped to deal with them himself.”